body
		{
			margin: 0;
			padding: 0;
			font-size: 80%;
			font-family: georgia,tahoma, verdana, arial, helvetica, sans-serif;
     color:#666;
		}
		
		#header
		{
			height: 124px;
			margin-bottom: 1em;
			border-bottom: 6px solid maroon;
			background: #000 url(/ft-logo.jpg) no-repeat top left;
     
		}
		
		#gutter
		{
			float: left;
			width: 3%;
			height: 1px;
		}
		
		#col1
		{
			float: left;
			width: 40%;
			margin-bottom: 1em;
			border-right: 1px solid #EEE;
			padding-right: 3%;
		}
		
		#col2
		{
			float: left;
			width: 19%;
			margin-left: 2%;
			margin-bottom: 1em;
			border-right: 1px solid #EEE;
			padding-right: 2%;
		}
		
		#col3
		{
			float: left;
			width: 19%;
			margin-left: 3%;
			margin-bottom: 1em;
		}
		
		#footer
		{
			clear: both;
			height: 50px;
			border-top: 1px solid #EEE;
			padding: .5em;
			text-align: right;
     font-size:90%;
     color:#74899A;
		}
		
		h1
		{
			margin: 0;
			padding: .5em;
		}
		
		h2 { margin-top: 0; }
    h1,h2,h3 {color: #74899A;}
    #header h1 
    {
      text-indent:-10000px;      
    }
    ul {list-style-type:square; margin:0; padding:0;padding-left:18px;}
    li {font-size:95%; padding-top:4px;}
    a:link, a:visited {color:#2A7BBD;} 
    strong, b, h4 {color:#444;}